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Omni-Trust Bank South Africa
Your Future, Our Commitment

Loans & Credit

Flexible financing for every need — NCA compliant

Loan Calculator

ZAR 10,000 ZAR 50,000,000
1% 50%
1 month 120 months

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Rates shown are indicative and subject to credit assessment. All lending is governed by the National Credit Act (NCA). T&Cs apply.

Loan FAQ

Find answers to common questions about our services.

What types of loans are available?
We offer personal loans, home loans, vehicle finance, student loans, business loans, and BEE transaction finance.
SA ID, latest payslip or 3 months' bank statements, proof of residence (not older than 3 months), and employment letter.
Personal loans: 24 hours. Vehicle finance: 48 hours. Home loans: 5-10 business days. Business loans: 10-15 business days.
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