Personal Banking
Accounts, savings, and loans designed for South African lifestyles
Compare Our Accounts
Choose the account that best suits your needs.
Smart Saver
R0
No monthly fee
- Free debit card
- Mobile banking
- Rewards programme
- Dedicated banker
Most Popular
Gold Current
R99
per month
- Free debit card
- Mobile banking
- Rewards programme
- Dedicated banker
Prestige
R499
per month
- Free debit card
- Mobile banking
- Rewards programme
- Dedicated banker
Personal Banking FAQ
Find answers to common questions about our services.
How do I open an account?
You can open an account online or visit any of our 45 branches. You'll need your SA ID, proof of residence (not older than 3 months), and proof of income for credit products. FICA compliance is required.
Do you offer Stokvel accounts?
Yes! Our Stokvel account offers competitive interest rates, group management features, and no monthly fees. Perfect for savings groups of 5 or more members.
What is the Tax-Free Savings Account?
Our Tax-Free Savings Account lets you save up to R36,000 per year (lifetime max R500,000) with zero tax on interest, dividends, or capital gains. It's the smartest way to save.